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• American Personal Loan Debt Hits Record $598 Billion as Consumers Bypass Credit Cards for Lower Rates

  Published: Apr 4, 2026

  Section: US & Canada

  A record 38% of Americans now hold personal loans as total balances surged 7.6% over the last year to nearly $598 billion. Data from Experian indicates that borrowers are increasin...

• Malaysia buy now pay later transactions reach twenty one billion ringgit as lower income households drive sector growth

  Published: Mar 5, 2026

  Section: Business & Economy

  The Ministry of Finance has revealed that over 70 percent of buy now pay later users in Malaysia belong to the B40 income group, shifting the perception of the service from a lifes...

• US Credit Card Rates Hover Near Historic Highs as Experts Warn of Strategic Issuer Resistance

  Published: Feb 18, 2026

  Section: Cards & Loans

  While general interest rates have eased from their 2024 peaks, the average commercial credit card rate remains stubbornly high at nearly 21% in early 2026. Financial experts point...